How to Prevent Identity Theft (From Someone Who’s Been Through It)

My name is Tiffani Sherman. The real Tiffani Sherman. Not the one who recently applied for unemployment benefits, an SBA COVID loan, five credit cards, a payday advance, two loans, and opened two bank accounts. That wasn’t me. It also…

What Is Afterpay? Your Guide to a Credit Card Alternative

Consider it layaway with benefits. If you remember layaway plans (ask your parents!), you know it’s an old retail custom in which you make installment payments over a period of time to buy a product or service you can’t afford…

5 Reasons Dave Ramsey Is Totally Wrong About Credit Scores

Dave Ramsey doesn’t need a stimulus check. He has an estimated net worth of at least $200 million. He doesn’t think you need one either. Recently, the anti-debt crusader came under fire when he said he said he doesn’t believe…

A Penny Date Is a Cheap Way to Spend Time With Your Valentine

It’s nearly Valentine’s Day, which means it’s almost time to blow an entire paycheck on a dozen long-stem roses, a six-foot-tall teddy bear and a rare, perfectly aged bottle of Champagne.  And don’t forget to make a reservation for that…