What Is Afterpay? Your Guide to a Credit Card Alternative

Consider it layaway with benefits. If you remember layaway plans (ask your parents!), you know it’s an old retail custom in which you make installment payments over a period of time to buy a product or service you can’t afford…

5 Reasons Dave Ramsey Is Totally Wrong About Credit Scores

Dave Ramsey doesn’t need a stimulus check. He has an estimated net worth of at least $200 million. He doesn’t think you need one either. Recently, the anti-debt crusader came under fire when he said he said he doesn’t believe…

Checking Account Basics for Freelancers

In order to be a successful freelancer, you need to be responsible for your finances, which means managing your money, where it’s kept, and how it’s used. Yes, everyone should be financially savvy, but freelancers have additional responsibility because there isn’t an employer setting things up for them. While it might seem basic, most individuals actually don’t understand how checking accounts work — and why they’re useful to have in today’s increasingly digital world.

What Every Freelancer Needs to Know About Savings Accounts

While there are numerous advantages to working as a freelancer, one of the biggest disadvantages is not having certain financial accounts set up for you automatically — most employers give full-time employees a retirement fund, as well as other savings types of accounts. Of course, you can absolutely set these accounts up for yourself as a freelancer, you just have to have the motivation (and knowledge) to get started.