Here’s Why You Should Have 3 Different Versions of Your Budget

Major life changes — like getting laid off or going through a divorce — can really upend your finances. On the flip side, it’s easy to spiral down a path of irresponsible choices if you suddenly have more money than…

5 Tips to Adjust Your Grocery Budget When You’re Eating at Home More

You’ve probably been spending less money on gas … and salon visits… and happy hour drinks… and lots of other things as the coronavirus pandemic drags on.  But one area of increased spending: groceries.  You’ve been making more meals because…

How to Use the Envelope Budgeting Method Without Using Cash

The cash envelope system is a great way to keep yourself from going over budget. Your spending is restricted to the amount of money you fill in envelopes to represent different budget categories. The pandemic, however, has made it less…

How to Create a Bare Bones Budget to Ride Out a Crisis

Getting through a tough time often requires making sacrifices — including financial ones. A serious illness, the death of a family member, unexpected emergencies and job loss create precarious situations that force people to change their regular spending habits. The…

How to Handle Purchases That Fall Into Multiple Budget Categories

The way we shop doesn’t always neatly fall into the budget categories we set for ourselves. Many times, a purchase will include multiple items that fall under different categories, especially when we’re shopping at a department store or an online…

Kakeibo: A Budgeting Method to Help You Be More Mindful With Money

It’s easy to feel disconnected from your finances when you spend with the swipe of a card or the tap of a button on your smartphone. But when you’re mindful of where your money goes, you can cut down on…

Why You Should Close Out Your Budget at the End of the Month

I’m going to let you in on a little secret. In real life, people’s budgets don’t match up perfectly to their actual spending. Think about it. You might spend $459.64 on groceries throughout the month, but what are the odds…

5 Ways to Clean Up Your Budget and Get Back on Track

Remember your budget? You know, that spreadsheet that’s been collecting dust? That app you haven’t logged into in months? If this sounds like you, your budget could use a little TLC. If you spent the spring deep cleaning your house…

4 Ways to Adjust Your Budget to this New Normal and Save More

The coronavirus pandemic has changed the way we spend and save. That’s why, two months and counting into this new normal, it’s important to re-evaluate the way we’re managing our money. Here’s all of our coverage of the coronavirus outbreak,…