Celebrate Christmas on a Budget With These 7 Gift-Giving Tactics

Buying holiday gifts for all your loved ones can add a bunch of financial stress to what’s supposed to be a joyous time of year. The commercialism of the season encourages you to buy-buy-buy, which means it’s easy to find…

How I Used the 4-Gift Rule to Save Money This Christmas

Editor’s note: This story was originally published in December 2017. Those of us who have planned princess-worthy tea parties for a daughter’s first birthday understand the value of a theme. But I might be one of the few who believe…

How a Profit and Loss Exercise Got My Freelance Business on Track

“You don’t have any more deductions?” the accountant asked me. I’d always done my own taxes, working through my self-employment income with help from TurboTax, but I agreed to see him when my wife wanted an independent check on our…

How to Make a Retirement Budget So You Don’t Outlive Your Savings

You’ve spent decades in the workforce earning a living, your schedule dictated by the demands of the job. All the while, you’ve been steadily adding to your savings so that one day you could get to this point. Retirement. Now,…

Tiller Money Review: A Service to Automate Spreadsheet Budgeting

Even diehard spreadsheet fans could use a little assistance to keep track of monthly spending. Tiller Money is a budgeting tool designed specifically for those who prefer to use spreadsheets to manage their finances. It allows you to link your…

Dear Penny: My Parents Won’t Tip for Uber Eats. Are They Wrong?

Dear Penny, My parents are in their 80s. They love to dine out, but like a lot of older folks, they’ve been avoiding restaurants due to the pandemic. I downloaded the UberEats app for them on their phones so they…

5 Tips for Creating a Home Improvement Budget and Avoiding Debt

Home improvement projects aren’t nearly as fun as those renovation projects you see on HGTV. Tasks like cleaning the HVAC ducts or replacing your roof aren’t as alluring as a fancy kitchen remodel. And in real life, you’re faced with…

How to Stop Impulse Buying And Keep More Money in Your Wallet

Your day starts innocently enough. You normally brew a cup of coffee at home, but you’re running late. So you swing by Starbucks for a $5 morning pick-me-up. After a tiring day at work, you stop by a store to…