How to Prevent Identity Theft (From Someone Who’s Been Through It)

My name is Tiffani Sherman. The real Tiffani Sherman. Not the one who recently applied for unemployment benefits, an SBA COVID loan, five credit cards, a payday advance, two loans, and opened two bank accounts. That wasn’t me. It also…

What Is Afterpay? Your Guide to a Credit Card Alternative

Consider it layaway with benefits. If you remember layaway plans (ask your parents!), you know it’s an old retail custom in which you make installment payments over a period of time to buy a product or service you can’t afford…

5 Reasons Dave Ramsey Is Totally Wrong About Credit Scores

Dave Ramsey doesn’t need a stimulus check. He has an estimated net worth of at least $200 million. He doesn’t think you need one either. Recently, the anti-debt crusader came under fire when he said he said he doesn’t believe…

How to Make a Career Change After Years at the Same Job

Editor’s note: This story was originally published in December 2018. After 10 years in human resources at a nonprofit, Laura Niebauer Palmer figured she wouldn’t have any problem finding a new HR job when she and her husband moved from…

8 Black Financial Influencers to Follow in Honor of Black History Month

February is Black History Month, a time to acknowledge and reflect on the achievements Black people have made to American society. We’d like to recognize Black History Month by highlighting several Black influencers who enrich the personal finance arena with…

Dear Penny: Do I Freeze My Eggs for $8K if I Haven’t Met Mr. Right?

Dear Penny, I’m a 37-year-old female who wants kids. Just after the holidays, I ended a six-year relationship with a man I loved dearly because he decided he didn’t want children. I’m one of four kids and the only one…

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