Budgeting for Beginners: These 5 Steps Will Help You Get Started

Setting up a budget is challenging. Doing it forces you to face your spending habits and then work to change them. But when you decide to make a budget, it means you’re serious about your money. Maybe you even have…

How to Set Financial Goals: A Simple, Step-By-Step Guide

Saving money is all well and good in theory. It’s pretty hard to argue against having more money in the bank. But what are you saving for? If you don’t have solid financial goals, all those hoarded pennies might end…

Your Money Questions, Answered: Top 10 Dear Penny Columns of 2020

Dear Reader, Every week I seek out your tricky money questions — and boy oh boy, did you deliver in 2020. The year brought lots of questions about stimulus checks, unemployment benefits, hardship agreements and pretty much everything COVID-19-related. But…

See Your Financial Big Picture With the Personal Capital App

Keeping tabs on your entire financial situation can take quite a bit of work — especially if you have multiple bank accounts, several outstanding debts, a handful of credit cards and a couple investment accounts. Having a tool that brings…

Celebrate Christmas on a Budget With These 7 Gift-Giving Tactics

Buying holiday gifts for all your loved ones can add a bunch of financial stress to what’s supposed to be a joyous time of year. The commercialism of the season encourages you to buy-buy-buy, which means it’s easy to find…

How I Used the 4-Gift Rule to Save Money This Christmas

Editor’s note: This story was originally published in December 2017. Those of us who have planned princess-worthy tea parties for a daughter’s first birthday understand the value of a theme. But I might be one of the few who believe…